#pagos digitales
This archive brings together reporting on risks, fraud, regulation, and security controls tied to electronic transactions across Latin America. It also covers authentication, account abuse prevention, payment infrastructure, and how banks, fintechs, and merchants respond to threats that can erode user trust.
Peru's BCRP and SBS tighten payment rules
Peru's BCRP and SBS set new rules for digital payments and open finance, with security, consent and transition deadlines.
Oct 9, 2026 · 2 min
Peru's BCRP regulates digital payments
The BCRP approved rules for acquiring and fund collection. It requires segregated funds, transparency, and takes effect Jan. 1, 2027.
Oct 5, 2026 · 38 min
Peru's BCRP sets rules for digital payments
The BCRP approved a digital payment acceptance rulebook with new requirements on risk, fraud, security
Oct 4, 2026 · 2 min
Mexico Deputies Approve Digital Payments Law
The Digital Economy Law passed Mexico’s lower house and moved to the Senate. It sets rules for digital payments and public services.
Oct 2, 2026 · 4 min
BCRA, Banxico and CNBV tighten digital controls
Argentina set a one-hour alert for critical cyber incidents. In Mexico, Banxico boosted security spending and CNBV focused on preventive controls.
Oct 2, 2026 · 2 min
Uruguay's BCU tightens payments, open finance
The BCU added cyber requirements for payments and e-money, while updating complaint rules and advancing open finance.
Sep 25, 2026 · 4 min
Banxico sets SPEI deadline for Dec. 14, 2026
Banxico gave SPEI-linked entities until Dec. 14, 2026 to reconfigure digital platforms, according to El Informador.
Sep 24, 2026 · 2 min
BCRA tightens anti-fraud controls in payments
Communications A 8473 and A 8477 add a fraud risk score and update payment rules. The central bank also opened a cybersecurity tender.
Sep 21, 2026 · 3 min
Mexico tightens biometric and digital payment rules
CNBV, Banxico and the federal government are updating biometric authentication, digital payments and banking app rules.
Sep 20, 2026 · 3 min
Argentina’s BCRA orders fraud scores for wallets
BCRA orders banks and wallets to add risk scores and anti-fraud controls for instant transfers, with rollout deadlines of 60, 90 and 120 days.
Sep 16, 2026 · 4 min
ABIF and Microsoft bolster Chilean banking defenses
ABIF and Microsoft signed an agreement to fight cybercrime and digital fraud in Chile’s banking sector amid rising attacks in the region.
Sep 14, 2026 · 3 min
Mexico pushes digital payments law, Digital CURP
Sheinbaum sent Congress a bill for digital payments that would open cash-free sectors and add Digital CURP for ID.
Sep 13, 2026 · 4 min
Chile regulates stablecoins and antifraud controls
The Central Bank will consult on a stablecoin framework, while the Public Prosecutor’s Office and regulators launch new antifraud coordination.
Aug 23, 2026 · 3 min
Chile sees rise in digital payment fraud
Chile reported nearly $100 million in banking fraud in the first half of 2026, with more complaints and higher debit card fraud.
Aug 11, 2026 · 2 min
Argentina digital banking fraud rises
Fraud complaints and related amounts rose in Argentina’s banking sector in H1 2026, according to the central bank.
Aug 11, 2026 · 2 min
Bolivia Weighs Adding USDT to Payments System
Bolivia is studying whether to integrate USDT into its payments system, with rules, providers and operating details still unresolved.
Jul 21, 2026 · 2 min
Peru BCRP changes payments and fintech oversight
The BCRP enabled instant payments by alias and set new rules for fintech firms, including minimum capital
Jul 16, 2026 · 3 min