BCRA expands controls on digital channels

The Central Bank of the Argentine Republic said that in 2026 it held meetings with financial institutions on supervision and the quality of Suspicious Transaction Reports, along with working groups with the Financial Information Unit and representatives of the financial system. At the same time, Communication A 8497 took effect on November 1, 2026, adding information requirements for digital channels and wallets.

What did the BCRA do on anti-money laundering?

The BCRA said it held meetings in 2026 with financial institutions on supervision and the quality of Suspicious Transaction Reports. It also held working groups with the Financial Information Unit and representatives of the financial system to strengthen anti-money laundering, counterterrorism financing and financing related to the proliferation of weapons of mass destruction.

The agency announced that on October 29, 2026. The official reference places the activity within its supervision and coordination agenda with the financial system, with a focus on reporting and prevention.

What does Communication A 8497 change?

Communication A 8497 established that, as of November 1, 2026, financial institutions and payment service providers that offer payment accounts must disclose on their digital channels the seven-day change in money market fund shares. That information must be shown as a net annual nominal rate after fees, together with identifying details, a description, and the share class.

The requirement applies to digital channels where the service is offered, including online banking, banking apps and interoperable digital wallets. The information must also remain visible next to the investment option or the reported yield, according to the material published on the rule.

What does it require about provider identification?

The same communication also changed the requirements that apply to third-party interfaces that access services from payment account providers. The screen showing the balance must clearly and legibly display the commercial name of the payment service provider.

That change does not shift compliance responsibility, which remains with the provider. The goal is to strengthen visible identification of the provider in third-party interfaces, according to the explanation released about the rule.