Banxico sets SPEI deadline for Dec. 14, 2026

Banxico set an inflexible deadline of Dec. 14, 2026 for financial institutions connected to the Interbank Electronic Payment System, or SPEI, to reconfigure their digital platforms, according to El Informador, citing Circular 9/2026 published in Mexico’s Official Gazette.

What did Banxico’s notice confirm?

Banxico set a concrete deadline for participating SPEI institutions to adjust their platforms, according to El Informador. The Mexican outlet does not spell out all of the technical changes required in the information provided, but it does say the circular was published in the Official Gazette and that the deadline cannot be extended beyond Dec. 14, 2026.

What scope do other reports describe?

ClearingPost said, although without official confirmation in the available material, that Circular 9/2026 and the mobile transfer guides would require standardizing the customer-facing presentation of SPEI transfers, DiMo, CoDi and QR payments. The publication added that the scope would be limited to interface design and would not extend to pricing or merchant acceptance.

What other version appeared about the same circular?

Tecnoempresa said, also without the official document being verifiable in the search result provided, that Circular 9/2026 updates Circular 14/2017. According to that report, version 1.1 of the Homologation Guides would require a uniform experience in the apps of SPEI participant institutions, with a search result attribution dated June 17, 2026.