#finanzas abiertas
This archive collects CiberLATAM coverage of financial interoperability, banking APIs, digital identity, and the risks that emerge when accounts, data, and third-party services are connected. It highlights regulatory frameworks, compliance practices, data protection, and the threats that come with the spread of new payment models and access to sensitive information across Latin America.
Chile CMF sets rules for open payments
CMF Rule 514, not yet officially confirmed, would take effect on July 3, 2027 and govern payment initiation.
Oct 27, 2026 · 2 min
Peru's SBS opens open finance consultation
The SBS opened the second block of Peru’s open finance rules for public comment. The comment period runs for 18 calendar days.
Oct 22, 2026 · 3 min
Colombia extends mandatory open finance rules
Colombia extended deadlines for its mandatory open finance system and confirmed rules for APIs and data sharing.
Oct 21, 2026 · 4 min
Peru's BCRP and SBS tighten payment rules
Peru's BCRP and SBS set new rules for digital payments and open finance, with security, consent and transition deadlines.
Oct 9, 2026 · 2 min
Peru's SBS opens Open Finance consultation
The SBS has opened consultation on the Open Finance System rulebook. Andina says comments are due by Oct. 23, 2026.
Oct 6, 2026 · 2 min
Chile, Mexico and Colombia tighten controls
New privacy, AML and open finance rules advance in Chile, Mexico and Colombia, with different deadlines, sanctions and technical standards.
Oct 5, 2026 · 37 min
Colombia SFC adjusts Open Finance deadlines
Colombia’s financial regulator issued a new circular and reportedly extended Open Finance rollout deadlines by six months.
Oct 4, 2026 · 2 min
Chile's CMF launches Atena and updates consent rules
The CMF unveiled Atena for Open Finance testing, updated debt registry consent rules, and ANCI opened a multifactor authentication consultation.
Oct 4, 2026 · 2 min
Uruguay's BCU tightens payments, open finance
The BCU added cyber requirements for payments and e-money, while updating complaint rules and advancing open finance.
Sep 25, 2026 · 4 min
Uruguay BCU tightens payment authentication
The central bank proposed stronger authentication for card-not-present purchases and digital wallet enrollment
Sep 22, 2026 · 2 min
Colombia sets roadmap for open finance
Superfinanciera will publish the data-sharing standards schedule, and access will require the account holder’s express authorization.
Sep 21, 2026 · 4 min
Uruguay BCU tightens rules on payments, virtual assets
The BCU halted Quickly Remesas for operating without registration and added daily limits and technical tests for PSAVs and open finance.
Sep 13, 2026 · 3 min
Colombia SIC Opens Identity Verification Consultation
Colombia’s SIC opened a public consultation on identity verification and personal data processing, aimed at curbing impersonation by Sept. 25.
Sep 11, 2026 · 2 min
Peru activates rules for payments, AI and open finance
The BCRP and SBS are advancing alias-based payments, open finance and controls on automated credit in Peru.
Sep 10, 2026 · 3 min
Colombia SFC publishes GERCO draft
Colombia’s Financial Superintendence opened the GERCO draft for comments until Sept. 15.
Sep 7, 2026 · 2 min
Colombia SFC opens comment period on open finance
The Superintendencia Financiera de Colombia opened comments on GERCO and open finance standards through Sept. 15.
Sep 5, 2026 · 4 min
Peru's SBS Regulates BaaS and Tightens Controls
Peru’s SBS launched a BaaS framework, changed approvals for new firms, and added cooperation on anti-money laundering oversight.
Aug 31, 2026 · 4 min
Chile tightens incident reporting rules
Law 21.663, NCG 569 and CMF rulings raise compliance demands for banks and nonbanks in Chile.
Aug 31, 2026 · 3 min
Chile Tightens Cybersecurity for Payments
Chile raised cybersecurity requirements for the STFM and widened Open Finance security rules under the CMF.
Aug 29, 2026 · 2 min
Uruguay Debates Social Media, Data, and Online Gambling
Uruguay is weighing new rules on minors, open finance, and online gambling, alongside a public consultation on social media, games
Aug 29, 2026 · 4 min