REGULATIONChile
Guatemala, Costa Rica advance data laws
Guatemala issued a favorable opinion on Initiative 6347, while Costa Rica seeks fines for storing personal data without encryption.
Oct 8, 2026 · 2 min
Regulation — News
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REGULATIONChile
Chile's CMF launches Atena and updates consent rules
The CMF unveiled Atena for Open Finance testing, updated debt registry consent rules, and ANCI opened a multifactor authentication consultation.
Oct 4, 2026 · 2 min
REGULATIONChile
Chile sets Law 21,719 for 2026
Chile’s Law 21,719 will take effect on Dec. 1, 2026, creating a new agency and fines of up to 20,000 UTM.
Sep 30, 2026 · 2 min
REGULATIONChile
Chile keeps Law 21,719 date in place
The bill to delay Law 21,719 is still moving through Congress, but the legal effective date remains Dec. 1, 2026.
Sep 28, 2026 · 2 min
REGULATIONChile
Ecuador advances cyber law objection review
Ecuador’s National Assembly reviewed a nonbinding report on a partial objection to the cybersecurity bill and approved the related motion.
Sep 28, 2026 · 2 min
REGULATIONChile
Chile keeps Law 21,719 delay under review
Chile’s Senate is still debating a delay to Law 21,719, with enforcement still set for Dec. 1, 2026 unless approved
Sep 26, 2026 · 4 min
REGULATIONChile
Chile’s CMF updates REDEC rules
The CMF updated NCG 576 and NCG 540 on REDEC, keeping consent valid for up to 15 banking business days.
Sep 25, 2026 · 3 min
REGULATIONChile
Chile sets rules for data protection certification
Chile issued a decree setting rules for implementation, certification, registration, and supervision of data protection prevention models.
Sep 25, 2026 · 2 min
REGULATIONChile
Chile keeps Law 21.719 set for 2026
Chile’s delay bill for Law 21.719 is still moving through the Senate, so the current effective date remains Dec. 1, 2026.
Sep 20, 2026 · 3 min
REGULATIONChile
Chile Approves Deepfake Bill
Chile’s lower house advanced a deepfake bill with fines, 72-hour takedowns, and court-ordered removal
Sep 19, 2026 · 3 min
REGULATIONChile
Chile tightens cyber and fraud rules
Chile adds stronger authentication, faster reporting and new duties for banks, fintechs and payment firms under Law 21.719 and NCG 538.
Sep 17, 2026 · 6 min
REGULATIONChile
Chile delays Personal Data Law to 2027
Chile asked to delay Law 21,719 until Dec. 1, 2027 and change the Personal Data Protection Agency.
Sep 17, 2026 · 4 min
REGULATIONChile
Chile CMF sets new cybersecurity rules
The CMF consolidates duties for banks and payment issuers on operational risk, strong authentication and incident reporting.
Sep 14, 2026 · 3 min
REGULATIONChile
Chile CMF tightens KYC and fraud reporting
Chile’s CMF raised KYC standards for fintech and ended duplicated semiannual fraud filings, with new obligations for banks
Sep 13, 2026 · 3 min
REGULATIONChile
Chile delays Data Protection Law 21.719 to 2027
Chile sent the Senate a bill to move Law 21.719 to Dec. 1, 2027 and accelerate the Data Protection Agency.
Sep 12, 2026 · 4 min
REGULATIONChile
Chile tightens cyber, data rules
Chile’s CMF tightened AML due diligence for fintechs and other supervised entities, while ABIF and Microsoft expanded cybercrime cooperation.
Sep 11, 2026 · 4 min
REGULATIONChile
Chile suspends vote on social media bill
Chile’s Chamber committee suspended a vote on new rules to protect minors on social platforms after the government cut its urgency.
Sep 11, 2026 · 2 min
REGULATIONChile
Chile CMF adjusts fraud reporting rule
The CMF removed a semiannual fraud-reporting duty for cases already posted on websites. Law 21,663 adds new cybersecurity obligations.
Sep 10, 2026 · 2 min
REGULATIONChile
Chile's CMF clarifies Orionx oversight
The CMF said Orionx is not under its supervision and E-PANDA FINANCIERO lacks authorization to operate under the Fintec Law.
Sep 9, 2026 · 2 min
REGULATIONChile
USTR Flags Brazil’s LGPD as a Barrier
USTR says Brazil’s LGPD restricts outbound data transfers and creates operational uncertainty for companies handling Brazilian data.
Sep 8, 2026 · 3 min
REGULATIONChile
Chile Proposes Delaying Data Law to 2027
Chile proposed delaying Law 21,719 until Dec. 1, 2027. The current legal deadline remains Dec. 1, 2026 while the bill awaits debate.
Sep 8, 2026 · 3 min
REGULATIONChile
Chile extends data protection law timeline
Chile is seeking more time to roll out Law 21,719 as Law 21,663 already has active penalties and 1,154 critical operators.
Sep 7, 2026 · 3 min
REGULATIONChile
Chile CMF cuts bank reporting rules
Chile’s CMF dropped seven reporting requirements for banks and credit cooperatives as new cyber rules take effect for essential services.
Sep 6, 2026 · 3 min
REGULATIONChile
Chile delays data protection law to 2027
Chile has sent a bill to the Senate to delay the law by one year and adjust the future Personal Data Protection Agency.
Sep 4, 2026 · 4 min
REGULATIONChile
Chile's CMF tightens bank security rules
Chile’s CMF activates NCG 583, ending coordinate cards and requiring stronger authentication for transfers and digital onboarding.
Sep 3, 2026 · 3 min
REGULATIONChile
Chile tightens bank and debt controls
Chile’s CMF delayed the end of coordinate cards and added tougher cyber rules for STFM. It also fined two banks.
Sep 2, 2026 · 2 min
REGULATIONChile
Chile CMF Enforces New Authentication Rule
Chile’s CMF puts NCG 583 into effect, requiring stronger authentication for payments, transfers and digital onboarding.
Sep 1, 2026 · 3 min
REGULATIONChile
Chile tightens incident reporting rules
Law 21.663, NCG 569 and CMF rulings raise compliance demands for banks and nonbanks in Chile.
Aug 31, 2026 · 3 min
REGULATIONChile
Chile approves anti-deepfake bill, weighs data delay
Chile’s lower house advanced an anti-deepfake bill, while the government considers delaying the new data protection law by one year.
Aug 31, 2026 · 3 min
REGULATIONChile
Chile CMF sets SFA rules, Atena sandbox date
Chile’s CMF sets October 2026 for the Atena regulatory sandbox and adds technical requirements for Open Finance participants.
Aug 30, 2026 · 3 min
REGULATIONChile
Chile Tightens Cybersecurity for Payments
Chile raised cybersecurity requirements for the STFM and widened Open Finance security rules under the CMF.
Aug 29, 2026 · 2 min
REGULATIONChile
Chile advances deepfake bill, reviews data law
Chile’s lower house advanced a deepfake bill as the government weighs delaying the personal data law over an unoperational regulator.
Aug 29, 2026 · 4 min
REGULATIONChile
Chile Approves Deepfake Regulation Bill
Chile’s lower house approved a bill regulating AI-generated content and deepfakes. Data protection fines could reach 4% of annual revenue.
Aug 26, 2026 · 4 min
REGULATIONChile
Chile weighs data, AI and security laws
Chile is advancing bills on data breach reporting, AI, digital violence and a security reform with powers over communications.
Aug 25, 2026 · 3 min
REGULATIONChile
Chile regulates stablecoins and antifraud controls
The Central Bank will consult on a stablecoin framework, while the Public Prosecutor’s Office and regulators launch new antifraud coordination.
Aug 23, 2026 · 3 min
REGULATIONChile
Chile speeds up Safe Digital Environments bill
Chile has given urgent status to a bill protecting minors online, with amendments due by Aug. 28 and a focus on platforms.
Aug 23, 2026 · 2 min
REGULATIONChile
Chile tightens controls against financial fraud
The Central Bank, SERNAC and ABIF launched an anti-fraud task force as Chile advances stablecoin rules and new data duties.
Aug 22, 2026 · 3 min
REGULATIONChile
Chile tightens banking, data and fraud rules
Chile’s CMF kept ARC in force, data law 21.719 took effect, and authorities launched a national anti-fraud board.
Aug 21, 2026 · 2 min
REGULATIONChile
Chile boosts its response to financial fraud
Chile’s CMF reported five entities for alleged fraud as authorities launched new anti-fraud coordination and moved on stablecoin rules.
Aug 20, 2026 · 3 min
REGULATIONChile
Chile Tightens Financial Cyber Rules
Chile’s CMF and Central Bank move on outsourcing, risk, stablecoins and data protection, with new compliance pressure for finance firms.
Aug 19, 2026 · 2 min
REGULATIONChile
Chile CMF Tightens Cybersecurity Rules
Chile’s CMF issued new rules for exchanges, brokers, insurers and reinsurers, with stronger risk, security and continuity requirements.
Aug 17, 2026 · 3 min
REGULATIONChile
Chile advances data, AI
Chile confirms its data protection law will take effect, while AI and e-signature bills keep moving through Congress.
Aug 17, 2026 · 2 min
REGULATIONChile
Chile tightens cyber incident reporting deadlines
Chile now requires early incident alerts within three hours, plus updates, an action plan and a final report under new cyber rules.
Aug 16, 2026 · 2 min
REGULATIONChile
Chile advances data rules, Senate reviews two bills
The Senate is moving two bills tied to Law 21,719 while debate continues over when it takes effect. The data agency is also being set up.
Aug 15, 2026 · 4 min
REGULATIONChile
Chile and Mendoza advance cyber laws
Chile advanced two bills on minors and digital platforms, while Mendoza sent its cyber law to deputies after Senate approval.
Aug 13, 2026 · 2 min
REGULATIONChile
Chile considers delaying data privacy law
Chile may postpone Law 21,719, now set for Dec. 1, 2026, while it resolves pending implementation issues.
Aug 7, 2026 · 2 min
REGULATIONChile
Chile’s data law takes effect in 2026
Law 21.719 takes full effect on Dec. 1, 2026, replacing Law 19.628, creating a new agency and setting fines.
Aug 3, 2026 · 4 min
REGULATIONChile
Chile advances bill to regulate AI deepfakes
Chile’s lower house advanced a bill that punishes deepfakes and sets obligations for platforms, including disclosure and takedown rules.
Jul 31, 2026 · 3 min
REGULATIONChile
Chile Moves Against AI Deepfakes
Chile’s lower house backed a bill to punish AI deepfakes with fines of up to $760,000 and new platform duties.
Jul 29, 2026 · 3 min
REGULATIONChile
Chile redefines banking MFA and fraud controls
Chile’s CMF tightens banking security, keeping coordinate cards only for vulnerable users while moving critical transactions to MFA.
Jul 22, 2026 · 2 min